Terms of Service

1.1. By agreeing to these Terms, You explicitly represent and warrant that You are at least eighteen (18) years of age, have legal capacity, and undertake that You will not use the Website for any unlawful or unauthorized purpose under any applicable law.

1.2. Any violation of these Terms may result in immediate suspension or termination of Your access to the Website and/or the Platform, at Fractual's sole discretion, without prejudice to any other rights or remedies available to the Company.

2.1. Article headings used in these Terms are included for convenience only and do not limit or otherwise affect these Terms.

2.2. Fractual reserves the right to refuse to provide access to the Website to any User for any reason at any time, particularly if they do not comply with these Terms. You understand that information relating to You may be (a) transmitted over various networks and/or (b) subject to changes required to conform and adapt to the technical requirements of connecting networks or devices not owned or controlled by the Company.

Without prejudice to these Terms, the availability of the Website may be limited or restricted in certain jurisdictions.

In case You provide any information to the Company (e.g. by contacting the Company through the Website or subscribing to Our newsletter), You agree to provide current, complete and accurate information. The Company shall not be held liable for any damages or losses arising from Your failure to provide correct or current information.

The Company hereby grants You a personal, royalty-free, non-transferable, non-exclusive, revocable license to access and use the Website. This license is granted for the sole purpose of using and enjoying the benefits of the Website, as provided by the Company in accordance with these Terms.

In particular, You agree to refrain from:

• Using the Website content for commercial purposes without the Company's explicit written consent;
• Copying, modifying, transmitting, creating derivative works of, using in any way any copyrighted material, image, trademark, trade name, logo, or any intellectual property or proprietary product made accessible to You through the Website, without the Company's explicit written consent;
• Expressing or implying that any statement You make to the public and/or third parties about the Website has the Company's approval;
• Using the Website in a manner that may interfere with, disrupt or adversely affect the Website or the servers or networks connected to the Website;
• Uploading or distributing viruses, malware, or other harmful code or engaging in any activity that may compromise the security or integrity of the Website;
• Using any portion of the Website as Your own without the Company's permission, or for any unauthorized purpose;
• Using metatags or code or other devices referring to the Company or the Website (or any trademark, trade name, logo or slogan of the Company) to direct any person to another website for any purpose;
• Modifying, adapting, sublicensing, translating, (re)selling, reverse engineering, decoding, or in any way disassembling or reproducing any portion of the Website, or inducing others to do so;
• Testing the vulnerability of the Website or any of the Company's systems or networks; and
• Encouraging or promoting any action that violates these Terms.

The Company reserves the right to investigate any actual or suspected violation and take appropriate remedial action(s), including but not limited to suspending and/or terminating Your access to the Website, and without prejudice to exercising any of its legal rights.

6.1. If You, whether at the Company's request or for Your own/other reasons, send us any specific submissions, creative ideas, suggestions, designs or other material (hereinafter the "Comments"), and irrespective of the means of sharing (e.g., by email, post etc.), You agree that the Company may, at any time and without limitation, edit, copy, publish, distribute, translate and otherwise use in any medium any such Comments.

6.2. The Company is under no obligation to:

• keep any Comments confidential;
• pay compensation for any Comments; or
• respond to any Comments.

6.3. You agree that Your Comments do not infringe any rights of any third party, including any copyright, trademark, privacy, personality or other personal/proprietary right(s). You further agree that Your Comments shall not contain defamatory or otherwise unlawful, abusive or obscene material, nor shall they contain viruses or other malicious software that could in any way interfere with the operation of the Website.

6.4. You agree that You shall not use false communication credentials (e.g., email, postal address etc.), pretend to be someone else, or mislead the Company and/or any Affiliate as to the origin of any Comment.

6.5. You are solely responsible for any Comments and their accuracy. The Company takes no responsibility for any Comments made by You or any third party about the Website.

6.6. The Company may use all means of communication (e.g., phone number, email etc.) to request and receive feedback about Your experience.

7.1. The Company makes every reasonable effort to ensure the accurate and uninterrupted operation of the Website. However, as with any online service, the Company cannot guarantee that the Website will always function without errors, omissions, typographical or numerical inaccuracies, technical issues or interruptions.

7.2. Without prior notice, the Company reserves the right to correct any such errors, inaccuracies or omissions and/or change/update any incomplete, inaccurate, lapsed etc. information that may from time to time appear on the Website, while assuming no obligation to continually revise or maintain any information on the Website. The Company may also suspend the operation of the Website for an indefinite period without prior notice.

7.3. You acknowledge that Your use or inability to use the Website is at Your own risk. The Website is provided to You (except as expressly stated by us) "as is" and "as available" for Your use, without warranties, whether express or implied, including all implied warranties or conditions of merchantability, fitness for a particular purpose, durability and non-infringement.

8.1. The logo and slogans appearing on this Website are registered trademarks and may not be copied, imitated or used, in whole or in part, without the prior written permission of their rightful owner.

8.2. In addition, the design of this Website, including all page headers, graphics, icons and scripts, constitutes intellectual property of the Company and may not be copied, imitated or used, in whole or in part, without the prior written permission of the Company.

8.3. All other trademarks, registered trademarks, product names and company names or logos mentioned on the Website constitute intellectual property of their respective owners. Reference herein to any products, services, processes or other information, by trade name, trademark, or otherwise, does not constitute or imply an endorsement of use or grant of same by Fractual. The Company, always abiding by the principle of good faith and business ethics, makes every reasonable effort to ensure that the content and information displayed on the Website is accurate and up to date, but cannot guarantee that it is free from errors or omissions.

8.4. In addition to what is expressly stated in these Terms, regarding the type of personal data collected by the Company, the methods of collection, the purpose and legal basis for their processing, the recipients of the data, the purpose for which they may be transmitted to them and the exercise of the rights of Users regarding their data, Users are instructed to read the relevant Privacy Notice, as in force and available on the Website, and which is intertwined and in full alignment with these Terms.

In addition to other prohibitions set forth in these Terms, You are prohibited from using the Website for:

• any illegal purpose, including violating any international, national, federal, state, regional or provincial regulations, rules, laws or local ordinances;
• asking others to perform or engage in any illegal acts;
• infringing or violating the Company's intellectual property rights or the intellectual property rights of others;
• harassing, abusing, insulting, harming, defaming, libeling, disparaging, intimidating or discriminating on the basis of, e.g., gender, sexual orientation, religion, nationality, race, age, national origin or disability;
• providing false or misleading information;
• uploading or transmitting viruses or any other type of malicious code that are or may be used or exploited in any manner that could interfere with the functionality or operation of the Website or any related website and/or other websites or the Internet;
• collecting or monitoring the personal information of others for spam, phishing, pharming, pretexting, spidering, crawling, or scraping;
• any obscene or immoral purpose; or
• interfering with or circumventing the security features of the Website or any related website, other websites or the Internet.

You agree to indemnify, defend and hold harmless the Company and its employees/work partners from and against any claim or demand, including reasonable legal fees, due to any breach of these Terms.

If any provision of these Terms is held to be illegal, invalid or unenforceable, such provision shall nevertheless remain enforceable to the extent permitted by law, and the unenforceable portion shall be deemed severable from these Terms. This determination shall not affect the validity and enforceability of the remaining terms.

12.1. These Terms shall remain in full force and effect, unless updated or terminated by the Company.

12.2. Any rights, obligations, or liabilities that arose prior to the termination date, including but not limited to disclaimers, indemnities, and limitations of liability, shall survive termination of these Terms for all purposes.

13.1. The Company's failure to exercise or enforce any right or provision enclosed in the present Terms shall not constitute a waiver of such right or provision.

13.2. Any ambiguity in the interpretation of these Terms shall not be construed against the Company.

These Terms and any separate agreements by means of which the Company makes available to You the Website shall be governed by and construed in accordance with the laws of Cyprus. The courts of Limassol, Cyprus shall be the competent courts for the resolution of any dispute arising out of these Terms.

On this page, You may review the most recent version of these Terms at any time. It is Your responsibility to check this page periodically for any changes. Your continued use of and/or access to the Website following the posting of any changes to these Terms shall serve as an implicit acceptance of said changes.

16.1. You can find answers to frequently asked questions on Fractual's Help Center.

16.2. Alternatively, You can contact Fractual for support via:

• Live Chat, available on the Website's bottom-right corner;
• Email, at info@fractual.com; or
• Phone, at +30 214 4093 800

16.3. The Company aims to respond as soon as reasonably practicable during business days. For urgent issues, You are instructed to include a clear description on Your query, as well as supporting material if/where possible, in order to assist the Company in a prompt resolution.